Carlyle Jenkins

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Before You Pay for an Executive Health Check: 12 Questions

An executive health check can be worth every dollar. It can also leave you with a thick report, a list of findings and no clear idea what to do on Monday. The difference is rarely the tests. It is what happens after them. Ask these before you book.

Carlyle Jenkins, AHPRA registered chiropractor and lifestyle medicine practitioner

Before the tests

  1. What is this check designed to find? Finding disease early can be valuable. It is a different job from working out why you feel flat and what to do about it. Know which one you are buying.
  2. Which tests are included, and which are extras? Ask for the price of the package most people end up with, not just the entry price. In Australia, ask what carries a Medicare rebate and what needs a GP referral.
  3. Will you look at the results I already have? A single test is a snapshot. Ask whether they will read it alongside what you already have.

Who reads your results

  1. Who interprets my results, and what is their training?
  2. How much time will I spend with that person? Add up every appointment in minutes.
  3. Are my results compared with the population, or with me over time? A normal range tells you nothing is flagged against a reference population. It does not tell you how your own results have changed over time.

What you leave with

  1. Will my priorities be ranked, and how do you decide the order? A long list of findings is not a plan. If nobody sets the order, you will.
  2. Who owns my data, and where does it live? Ask who can see your genetic and glucose results, how long they are kept, and whether anything can reach an insurer.
  3. What happens with a borderline or unexpected finding? Ask who follows it up, how, and who pays for any further tests.

After the report

  1. Who helps me put the plan into practice? Between appointments, who do I contact, and how quickly do they reply? If the plan does not stick, does it change, or do I just get retested?
  2. When do you retest, and what does the retest compare against?
  3. What else will I be sold, and who profits from it? Ask whether the people reading your results earn from the retests, scans and supplements they recommend.

Let your AI check the brochure

Paste in a provider's brochure or web page and the AI you already use can check it against the twelve questions, then draft the email asking what it leaves out.

Prompt
I am considering an executive health check or longevity service. Below is the provider's brochure or web page. Check it against these twelve questions.

1. What is the check designed to find?
2. Which tests are included, which are extras, and what does the package most people end up with cost? What carries a Medicare rebate or needs a GP referral?
3. Will they look at results I already have?
4. Who interprets my results, and what is their training?
5. How much time will I spend with that person, in total minutes?
6. Are my results compared with the population, or with me over time?
7. Will my priorities be ranked, and how do they decide the order?
8. Who owns my data, where does it live, and can anything reach an insurer?
9. What happens with a borderline or unexpected finding, and who pays for follow-up?
10. Who helps me put the plan into practice between appointments, and what happens if it does not stick?
11. When do they retest, and against what?
12. What else will I be sold, and do the people reading my results earn from it?

For each question, quote the line that answers it, or write "Not answered, ask them". Label every quote as the provider's own claim, not a checked fact, and do not add anything about the provider from elsewhere. Do not rate, rank or recommend the provider, and do not give medical advice. Then draft a short, polite email asking the questions the material does not answer.

[Paste the brochure or web page here]

Keep in mind

A good check can still be the wrong check for you. Match the service to the job you need done.

Bring every result you already have. A new result means more when it sits next to your old ones.

Ask for your results in writing and give your GP a copy, whoever ran the test. Deciding what needs medical follow-up is a doctor's call.

Nothing here is a diagnosis, a treatment or medical advice, and it does not replace your GP or your specialist. I am a lifestyle medicine practitioner sharing general information, not your treating doctor.

The tests are the easy part.

Xone Health is built for the part that comes after the tests. Your bloods, genetics, glucose and food data in one picture, your priorities ranked, and help putting them into practice when life gets messy.

Where to go from here

  1. 1
    Take the Energy Check

    Five minutes, scored on the spot.

  2. 2
    Discover more about Xone Health

    How I work, who it suits and what it costs.

Sources

  1. Tate JR, Sikaris KA, Jones GR, et al. Harmonising adult and paediatric reference intervals in Australia and New Zealand: an evidence-based approach for establishing a first panel of chemistry analytes. Clinical Biochemist Reviews. 2014;35(4):213-235. pmc.ncbi.nlm.nih.gov/articles/PMC4310061/
  2. Pathology Tests Explained. Reference intervals explained. Pathology Tests Explained (RCPA-led Australasian consortium). Accessed 12 October 2026. ptex.au/pages.php?page=Reference%20intervals%20explained
  3. Jones GRD, Haeckel R, Loh TP, et al. Indirect methods for reference interval determination: review and recommendations. Clinical Chemistry and Laboratory Medicine. 2018;57(1):20-29. doi.org/10.1515/cclm-2018-0073
  4. Krogsbøll LT, Jørgensen KJ, Gøtzsche PC. General health checks in adults for reducing morbidity and mortality from disease. Cochrane Database of Systematic Reviews. 2019;1(1):CD009009. doi.org/10.1002/14651858.CD009009.pub3
  5. Brodersen J, Schwartz LM, Heneghan C, et al. Overdiagnosis: what it is and what it isn't. BMJ Evidence-Based Medicine. 2018;23(1):1-3. doi.org/10.1136/ebmed-2017-110886
  6. Royal Australian College of General Practitioners. Guidelines for preventive activities in general practice (the Red Book): screening, case finding and prevention principles. RACGP. Accessed 12 October 2026. www.racgp.org.au/clinical-resources/clinical-guidelines/key-racgp-guidelines/view-all-racgp-guidelines/preventive-activities-in-general-practice/about-the-red-book
  7. Services Australia. Pathology services for health professionals. Australian Government. Accessed 12 October 2026. www.servicesaustralia.gov.au/pathology-services-for-health-professionals?context=20
  8. Australian Government Department of Health, Disability and Ageing. Medicare Benefits Schedule, Category 6: Pathology Services. MBS Online. Accessed 12 October 2026. www.mbsonline.gov.au/internet/mbsonline/publishing.nsf/Content/Home
  9. Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2026 (Cth), No. 35 of 2026. Federal Register of Legislation. Royal Assent 8 April 2026. www.legislation.gov.au/C2026A00035/asmade/text
  10. Insurance Contracts Amendment (Genetic Testing Protections in Life Insurance) Regulations 2026 (Cth). Federal Register of Legislation. Made 16 September 2026. www.legislation.gov.au/F2026L01225/asmade/text
  11. Mulino D (Assistant Treasurer, Minister for Financial Services). Legislation passed to ban the use of adverse genetic testing results in life insurance. Australian Government, The Treasury. 1 April 2026. ministers.treasury.gov.au/ministers/daniel-mulino-2025/media-releases/legislation-passed-ban-use-adverse-genetic-testing